The essence of the quote centers on the importance of love, particularly romantic love between partners, distinguishing it from other forms of love such as familial or platonic. Woody Allen humorously poses a question about the value of having a "heart" versus being "hearty," emphasizing that if one’s health markers, like cholesterol, are alarming, neither option is preferable. This suggests that love should not come at the cost of one's well-being.

Allen also comments on the unique quality that love brings to life, describing the sensation of a "singing" when one experiences love. He warns against youthful exuberance and romantic idealism, implying that true love requires maturity and resilience while cautioning against the reckless impulses of youth. Overall, the quote reflects on love’s complexity and the wisdom needed in navigating romantic relationships.