In Niall Ferguson's book, "Civilization: The West and the Rest," he explores the multifaceted relationships humans have beyond mere financial transactions. Ferguson highlights the importance of social bonds, cultural connections, and moral obligations that bind individuals together, suggesting that our current focus on monetary exchanges diminishes these richer aspects of human interaction.

Thomas Carlyle's quote emphasizes that while monetary payment is significant, it is not the sole way humans connect. The essence of human relationships encompasses love, friendship, trust, and shared experiences, which are vital for a harmonious society. By recognizing and valuing these non-monetary connections, we can foster deeper and more meaningful bonds among individuals.