The quote compares the unpredictability of natural disasters to personal experiences in relationships. A hurricane, likened to a bad marriage, signifies a familiar, overwhelming experience that can be both chaotic and destructive, but the participants are aware of what to expect. Conversely, a tornado represents a blind date, bringing surprise and uncertainty, where individuals may face an unexpected and uncontrollable situation.

This analogy emphasizes the varying levels of unpredictability and personal stakes involved in both natural disasters and human interactions. Michael Lewis, in "The Fifth Risk," uses this comparison to illustrate the broader theme of risk and uncertainty in life and governance, reflecting the complexities individuals face in different contexts.