This quote from James Clavell's "Noble House" emphasizes the transformative nature of lending money. When you lend a small amount, the relationship remains transactional, with the borrower merely acting as a debtor. This dynamic can create tension and a sense of obligation that might not foster deeper connections.

On the other hand, when you lend a significant amount, the stakes are higher, potentially leading to a partnership. In this scenario, both parties have a vested interest in the outcome, which can cultivate trust and collaboration. The quote reflects the complexities of financial relationships and how they can evolve based on the scale of generosity involved.