In this quote by Woody Allen, the speaker expresses frustration over a situation that is exacerbated by the weather, specifically the rain. The mention of the "scratch on the fender" suggests an accident or mishap, which contributes to the speaker's annoyance. It reflects a common sentiment where small inconveniences can feel magnified in unfavorable conditions.

The reference to a "damn rabbi on his unicycle" adds a layer of absurdity to the scene, highlighting the unexpected and sometimes bizarre occurrences in life. This vivid imagery captures both the humor and frustration of dealing with the unforeseen challenges that everyday life can present.