In D.H. Lawrence's "Lady Chatterley's Lover," the author critiques modern civilization's heavy reliance on consumerism and the financial system. He observes that people's lives are built around the act of spending money, suggesting that one's worth and value become tied to their purchasing power. As society conditions individuals to depend on constant financial outflow, they become vulnerable when money becomes scarce.

This dependency on material wealth ultimately highlights the fragility of modern life. Lawrence emphasizes that the destruction of this cycle leaves individuals stripped of their sense of purpose and identity, revealing a profound commentary on the implications of valuing money over more meaningful human experiences. When financial resources dwindle, the superficial structure of civilization collapses, raising questions about the sustainability of such a lifestyle.