"What You Owe Me" is a compelling narrative that explores the complexities of relationships and the moral dilemmas surrounding financial and emotional debts. The story primarily revolves around the lives of its protagonists, who are interconnected through their past decisions and actions. Throughout the book, themes of loyalty, betrayal, and the quest for redemption are examined, revealing how one's choices can resonate throughout the lives of others.
The characters in the book face significant challenges as they grapple with their intertwined histories. Trust and betrayal are pivotal elements that shape their dynamics, making each interaction filled with tension and underlying motivations. As the story unfolds, the characters are forced to confront what they owe each other, both materially and emotionally, leading to poignant reflections on their pasts.