The quote from Tad Williams' "The Dragonbone Chair" highlights the dual nature of a wolf's character. It emphasizes the intelligence and cunning aspect, suggesting that wolves are not just ordinary creatures; they possess a cleverness that allows them to navigate their surroundings skillfully. This cleverness can be seen as a survival trait in a world full of challenges and uncertainties.

Additionally, the phrase "as faithful as a debt unpaid" suggests a deep sense of loyalty associated with wolves. Despite their wild nature, they embody a loyalty that can be counted on, much like a debt that is inevitable and requires fulfillment. This juxtaposition of intelligence and loyalty captures the complexity of their character, offering a reflection on relationships and trust in the broader context of the story.