In "The War of the Worlds," H. G. Wells emphasizes the fragility of religion in the face of disasters and calamities. He challenges the notion that faith offers safety from the struggles of life, pointing out that historical events like earthquakes, floods, and war reveal the vulnerability of human existence. Rather than providing assurance, Wells suggests that religion should not serve merely as a safety net against misfortune.

The author provocatively questions the role of God in human suffering, making it clear that divine intervention is not guaranteed. By asserting that God is not akin to an insurance agent, Wells urges readers to confront the harsh realities of life without relying on spiritual beliefs as a form of escape. This perspective invites reflection on the true meaning and function of faith amid the chaos of the human experience.