The dialogue captures a moment of tension and humor between two characters in "The Summoning" by Kelley Armstrong. The male character seems to be aware that their conversation could be misinterpreted, especially as one of them heads to the shower. His comment reflects a blend of sarcasm and self-awareness about how their actions might be perceived by others.

This scene highlights the dynamic between the characters; there's a mix of playful banter and real concern about how they're perceived in a potentially compromising situation. The use of cold water to mask their conversation adds a layer of urgency and intimacy, showcasing their need to communicate amidst external distractions.