The narrator describes a talkative man who chatted incessantly while riding, which made it easier for them to avoid fabricating a story. However, the constant smiling and trying to shield themselves from the sun became tiresome over time. By the end of their encounter in Banbury, the narrator felt exhausted from maintaining the façade.

As the talkative man's wagon departed, the narrator playfully suggested to Holmes that in their next outing, they should switch roles, with the narrator pretending to be a deaf old woman while Holmes enjoys the humor of the situation. This exchange highlights their humorous dynamic and the challenges of their current disguise.