The phrase "If it floats, flies or fucks, rent-don't buy!" from Stephen Coonts’ book "The Red Horseman" emphasizes a practical approach to owning expensive items that are often used for temporary purposes. The quote suggests that renting provides a cost-effective solution for items that don’t require long-term ownership and can lead to considerable savings.

This perspective is especially relevant in today's society where financial flexibility is key. By renting items that are not frequently needed, individuals can avoid the burden of maintenance and depreciation, ensuring they only pay for what they truly use. Coonts' advice encourages a mindset that prioritizes practicality over ownership.