The quote highlights a fundamental principle regarding fiscal responsibility and personal freedom in economic choices. Allowing individuals to retain more of their income implies a trust in their ability to manage their finances and make optimal decisions for themselves. Such policies often require minimal government expenditure, as they involve reducing taxation or regulatory burdens rather than increased spending. On the other hand, when governments or organizations choose to spend beyond their means, it usually necessitates borrowing or printing money, leading to debt and inflation, which ultimately impacts everyone negatively. The statement emphasizes that empowering individuals financially does not inherently require additional government resources, fostering a sense of independence and responsibility. It also suggests a critique of overspending or excessive government intervention, hinting that financial discipline — both at individual and governmental levels — is crucial for economic stability. Moreover, the phrase "but that's another issue" subtly acknowledges the complexity of government finances, separating the moral or practical favoring of personal financial autonomy from the often more complicated realm of public spending and debt. Overall, the quote encourages a mindset that values frugality, responsibility, and trust in individual decision-making—principles that are vital for sustainable economic policies and personal wellbeing.