The value of money is subjective, depending on age. At the age of one, one multiplies the actual sum by 145,000, making one pound seem like 145,000 pounds to a one-year-old. At seven – Bertie's age – the multiplier is 24, so that five pounds seems like 120 pounds. At the age of twenty four, five pounds is five pounds; at forty five it is divided by 5, so that it seems like one pound and one pound seems like twenty pence. {All figures courtesy of Scottish Government Advice Leaflet: Handling your Money.}

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The perception of money changes significantly throughout a person's life. For a one-year-old, the value of one pound appears inflated to 145,000 pounds due to their limited understanding and experience. By age seven, represented by Bertie in the narrative, five pounds feels equivalent to 120 pounds, showcasing how children's appreciation of money evolves as they grow and learn.

As individuals reach adulthood, their perspective on value shifts again. By the age of twenty-four, five pounds holds its actual value, whereas by age forty-five, this amount appears to diminish significantly. This illustrates how life experiences and maturity alter our relationship with money, affecting how it is perceived at different stages of life.

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January 23, 2025

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