Glass was naturally inclined to anxiety, particularly when it came to the intense pressure exerted by bankers for a centralized banking initiative. This pressure profoundly unsettled him, as he feared that the influence of bankers had reached President Wilson, raising his suspicions about their intentions. This sentiment added to his unease during the reform process.

The struggles Glass faced stemmed not only from external pressures but also from his internal conflicts regarding the creation of a centralized banking system. His worries reflected a broader concern about the potential sway that banking interests had over government decisions, hinting at the complexities involved in the establishment of the Federal Reserve.