In "Everyone's Reading Bastard" by Nick Hornby, the story explores themes of redemption and spiritual bankruptcy. The protagonist longs for a time when his past mistakes and shortcomings will be forgiven, enabling him to reconnect with his sense of self-worth. This desire symbolizes a hope for renewal and personal growth after facing life's challenges.
The quote reflects the character's yearning for spiritual recovery, likening it to resolving a financial debt. He wishes for a fresh start, akin to regaining access to a cash machine after clearing his overdraft, implying that once he resolves his internal struggles, he can move forward and embrace life's possibilities with a renewed spirit.