In his reflection, Steve Jobs shares his experience of living a life of simplicity and financial independence during his college years in India. He describes a phase of being 'voluntarily poor,' highlighting how this lifestyle freed him from the stress of financial concerns, allowing him to focus on his passions and creativity.

Jobs contrasts this period with his later life when he achieved significant wealth. He points out that being incredibly rich brought him a similar sense of freedom regarding money, underscoring the notion that both ends of the financial spectrum can offer a release from monetary worries.