The quote "People who want to make a million borrow a million first" from Sophie Kinsella’s book "Shopaholic Takes Manhattan" reflects a common mindset in the world of finance and entrepreneurship. It suggests that those who aspire to achieve great wealth often need to take significant risks, such as borrowing substantial amounts of money to invest in opportunities that could lead to success. This highlights the boldness required to pursue large financial goals, as well as the potential consequences of leveraging debt for investment.

In the context of the novel, this quote also underscores the themes of consumerism and financial mismanagement prevalent among the characters. The protagonist, Becky Bloomwood, faces her struggles with money and shopping addiction, showing how the desire to appear wealthy can lead to crippling debt. This scenario illustrates the broader narrative of managing finances wisely and the pitfalls of equating worth with material possessions in pursuit of dreams.